Florida electrical license requirements and insurance
To work for yourself as an electrician in Florida, you need the Certified Electrical Contractor license. Florida has 4 electrical license types, and which one you need depends on the work you take on. The state's minimum liability insurance is $100,000 for injury and $500,000 for property damage, and workers' comp is required as soon as you have one employee (the rule for construction trades). The state does not ask for a bond.
1Who needs an electrical license in Florida? What is this?
Certified Electrical Contractor: anyone who wants to run an electrical business anywhere in Florida
| License | Who needs it | What it covers |
|---|---|---|
| Certified Electrical Contractor | Anyone who wants to run an electrical business anywhere in Florida | Statewide. Wiring, fixtures, appliances, apparatus, raceways and conduit that generate, carry, change or use electricity |
| Registered Electrical Contractor | Someone who wants to work in one county or city only, instead of holding a state certificate | Only the area and the type of work your local license covers. Add another local license and you can register for that area too |
| Certified Alarm System Contractor I | A business installing or servicing alarm systems, fire alarms included | All types of alarm system, for all purposes. Low-voltage work such as data cabling and cameras is capped at 98 volts |
| Certified Alarm System Contractor II | A business doing burglar, camera and access alarms but not fire alarms | All types of alarm system except fire, for all purposes. The same 98 volt cap on the low-voltage side |
| Journeyman electrician | The electrician doing the work, rather than the business holding the license | Set by the county or city that issued it. Once you hold one, every other county and city in Florida must recognize you as a journeyman |
2Who issues electrician licenses in Florida? What is this?
Florida DBPR, Electrical Contractors' Licensing Board (ECLB) issues electrical licenses in Florida.
See how this compares in every state: How to check a contractor's license, state by state
| Name | Florida DBPR, Electrical Contractors' Licensing Board (ECLB) |
|---|---|
| Website | myfloridalicense.com |
| Look up a license | myfloridalicense.com |
| The law | Florida Statutes chapter 489 part II |
| The rulebook | Florida Administrative Code chapter 61G6 |
3How to become an electrician in Florida What is this?
Florida has 5 licenses that matter to an electrician: Certified Electrical Contractor, Registered Electrical Contractor, Certified Alarm System Contractor I, Certified Alarm System Contractor II, Journeyman electrician. Each is below, with what you need before you apply.
| License | Experience required | Exam |
|---|---|---|
| Certified Electrical Contractor | One of five routes. Three years running work in the trade, with no more than half of that met by education. Four years as a supervisor or contractor. Six years of training, technical education or supervisory work. Three years as a licensed electrical engineer. Or six years mixing the first three routes | Yes, a board examination |
| Registered Electrical Contractor | Set by your county or city, not by the state. You must be at least 18 | — |
| Certified Alarm System Contractor I | The same five routes as the electrical certificate, with one extra rule. At least 40 percent of your work experience must be on the kind of fire alarm system used in commercial buildings | Yes, a board examination |
| Certified Alarm System Contractor II | The same five routes as the electrical certificate. The commercial fire alarm rule does not apply, because you are not doing fire work | Yes, a board examination |
| Journeyman electrician | A state-registered apprenticeship, or at least 12,000 hours of on-the-job training in your trade | — |
4How much does an electrical license cost in Florida? What is this?
The government fees on this page add up to about $400 in Florida. Add insurance, tools, and a vehicle to get the real number.
| License | Application (legal maximum) | Application with exam (legal maximum) | Renewal (legal maximum) |
|---|---|---|---|
| Certified Electrical Contractor | — | $400 | $400 |
| Registered Electrical Contractor | $150 | — | $200 |
| Certified Alarm System Contractor I | — | $400 | $450 |
| Certified Alarm System Contractor II | — | $400 | $450 |
Added up
| Government fees, added up | $400 |
|---|
The most the law lets the state charge to apply and sit the exam for a certified electrical contractor. The registered route is capped at $150. Does not include the credit report, insurance premiums, tools, a vehicle, or local business tax receipts
5How much electrical contractor insurance do you need in Florida? What is this?
The least liability insurance Florida lets an electrician work with is $100,000 for injury and $500,000 for property damage. Most customers ask for more. Workers' comp is required as soon as you have one employee (the rule for construction trades).
| Minimum liability insurance (injury) | $100,000 |
|---|---|
| Per claim | $300,000 |
| Minimum liability insurance (property damage) | $500,000 |
| Or one combined limit of | $800,000 |
| Type of policy | Public liability and property damage, including products and completed operations |
| Who this applies to |
|
| Why other websites say a different number |
|
| How you prove it |
|
| Workers' comp required? | Yes, as soon as you have one employee (the rule for construction trades) |
| Who can opt out | Certain company officers and LLC members can choose to opt out. In a construction business they have to meet the ownership test as well, which means holding at least 10 percent of the company |
| Workers' comp: what to know | The board will not issue or renew your license until you show workers' compensation cover or an exemption certificate |
·5 official pages
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-5-008
- flrules.org/gateway/ruleno.asp?id=61G6-5.008
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.515.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.510.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0440/Sections/0440.02.html
6Does Florida check your credit for an electrician license? What is this?
Florida does not check your credit for this license.
| Credit score you need | None. The board's rule for electrical contractors sets no score to hit |
|---|---|
| Other requirements |
|
| If your score is lower | None is offered. The law also asks the board to look at your financial responsibility, credit and business reputation before it issues the certificate |
7Does an electrician need a bond in Florida? What is this?
Florida does not require a state bond for this license. Some cities ask for one before they issue permits.
| Does the state require a bond? | No |
|---|
The state does not ask an electrical contractor for a bond. It uses the credit report and the insurance rule instead. Your city or county may still want its own bond before it gives you permits, so ask the local building department what it charges
8Federal rules that also apply What is this?
Rules from the US government that apply to an electrician in Florida on top of the state's own.
| Federal license | None. No federal license covers electrical contracting. Your state certificate or registration is the one you need |
|---|---|
| Lead-safe certification |
|
| Who runs it | The EPA runs the renovation program in Florida. Florida is not on the EPA's list of states authorized to run their own |
Federal workplace safety rules also apply to your crew
9Where must a Florida electrician show the license number? What is this?
In Florida: your certification or registration number must appear in every offer of services, business proposal and advertisement, whatever the medium.
| The rule | Your certification or registration number must appear in every offer of services, business proposal and advertisement, whatever the medium |
|---|---|
| What it does not cover | Business stationery and giveaways such as balloons, pencils and clothing. Alarm work advertised in a newspaper, magazine, flyer, billboard, phone book, broadcast or online is also exempt, as long as your website shows the number and the ad points people there |
| If you forget | A fine of at least $100, or a citation. Saying you are certified when you are not is a second-degree misdemeanor |
10Does an electrician charge sales tax on labor in Florida? What is this?
In Florida, you pay sales tax when you buy the materials and charge the customer no tax at all, on labor or materials. This applies when you quote one price, cost plus, a fixed fee, or time and materials. The rest of the rules are below.
See how this compares in every state: Can you charge sales tax on labor? The rule in 25 states
| Work that becomes part of the building | You pay sales tax when you buy the materials and charge the customer no tax at all, on labor or materials. This applies when you quote one price, cost plus, a fixed fee, or time and materials |
|---|---|
| Counted as part of the building | Kitchen and bathroom sinks, furnaces, central air conditioning units, built-in cabinets, wired lighting |
| Repairs to things that are not part of the building | Charge tax on the whole bill if you used any parts; a labor-only repair has no tax, but keep a record showing no parts were used |
| When you sell the parts and install them as two prices | Buy the materials tax-free with a resale certificate and charge the customer tax on the materials only |
| Do you register to collect tax? | Usually no, unless you also sell parts or equipment to customers without installing them |
| Tax rate | 6 percent state plus county discretionary surtax |
11Getting paid: lien and notice deadlines for a Florida electrician What is this?
If you are not paid in Florida, a lien on the property is your backstop, but only if your notice goes out on time: before you start, or within 45 days of your first day on the job.
- Day 0Your first day on the job
The clock starts here.
- Day 45Send your notice
Before you start, or within 45 days of your first day on the job
- Day 90File your lien
Within 90 days of your last day on the job
Each day count is counted from the day the rule beside it names, which is not always the same day. Read the sentence under each one.
| Do you have to send a notice? | Yes, if you were hired by the contractor rather than the property owner (workers paid by the hour are exempt) |
|---|---|
| Send your notice by | Before you start, or within 45 days of your first day on the job |
| File your lien by | Within 90 days of your last day on the job |
12How do you renew an electrical license in Florida? What is this?
The Certified Electrical Contractor renews every 2 years. You need 11 hours of training each renewal.
| License | Renewal | Training hours each renewal |
|---|---|---|
| Certified Electrical Contractor | Every 2 years | — |
| Registered Electrical Contractor | Every 2 years | — |
| Certified Alarm System Contractor I | Every 2 years | — |
| Certified Alarm System Contractor II | Every 2 years | — |
Renewal fees are in what the license costs. The official page for each license is linked under how you get it.
13What catches people out in Florida What is this?
The things people get wrong or do not expect about Florida, in a few sentences.
- Electricians answer to a different board from plumbers and air conditioning contractors. The Electrical Contractors' Licensing Board runs it, under part II of chapter 489 rather than part I.
- The insurance rule is much bigger than the one for the other trades. You attest to $100,000 per person and $300,000 per claim for injury, plus $500,000 property damage, or one combined limit of $800,000.
- There is no credit score to hit. Instead you send a credit report from a recognized credit bureau, dated within the last 12 months, showing liens, judgments, lawsuits and bankruptcies.
- The state board does not issue journeyman electrician licenses. Counties and cities do, and once one of them has issued you a journeyman license, every other county and city in Florida must recognize you as a journeyman.
- The board picks at least 10 percent of license holders at random each year and asks them to prove their insurance within 30 days.
- Your number has to be in every offer of services, business proposal, and advertisement, whatever the medium. Leave it out of an advert and the board fines you at least $100. Alarm advertising is the one exception, and only if your website carries the number and the advert points people there.
·5 official pages
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-5-008
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-5-003
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.5335.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.521.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.507.html
14Where these numbers come from
The labels under each table are explained on how to read a page.
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-5-008
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-5-003
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.5335.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.521.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.507.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.511.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.509.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.516.html
- law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-61G6-9-004
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.513.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.514.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.505.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.517.html
- flrules.org/gateway/ruleno.asp?id=61G6-5.008
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.515.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.510.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0440/Sections/0440.02.html
- epa.gov/lead/lead-renovation-repair-and-painting-program
- osha.gov/stateplans
- floridarevenue.com/forms_library/current/gt800067.pdf
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0713/Sections/0713.06.html
- leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0713/Sections/0713.08.html