Ohio HVAC license requirements and insurance
To work for yourself as an HVAC contractor in Ohio, you need the HVAC Contractor (state license, also called a master license) license. Ohio has 3 HVAC license types, and which one you need depends on the work you take on. The state's minimum liability insurance is $500,000, and workers' comp is required. The state does not ask for a bond.
1Who needs a heating and air conditioning license in Ohio? What is this?
HVAC Contractor (state license, also called a master license): anyone who contracts for heating, ventilating or air conditioning work on a commercial construction project in Ohio. The license is issued to you but must be assigned to a contracting company, and the company's name goes on it
| License | Who needs it | What it covers |
|---|---|---|
| HVAC Contractor (state license, also called a master license) | Anyone who contracts for heating, ventilating or air conditioning work on a commercial construction project in Ohio. The license is issued to you but must be assigned to a contracting company, and the company's name goes on it | HVAC work on commercial construction projects anywhere in Ohio. Commercial refrigeration needs the separate Refrigeration Contractor license. Cities and counties handle residential work. You may also run the low-voltage control wiring (under 25 volts) for your own equipment |
| Refrigeration Contractor (state license) | Anyone who contracts for commercial refrigeration work. It is a separate trade with its own exam and license, and the same fees, insurance and experience rules as HVAC | Refrigeration work on commercial construction projects |
| Journeyman and apprentice HVAC technician | The state does not license journeyman or apprentice technicians. A journeyman card from a city, county or union program is one way to prove experience for the state contractor license | Set by the city or county that issues the card |
2Who issues HVAC contractor licenses in Ohio? What is this?
Ohio Construction Industry Licensing Board (OCILB), part of the Ohio Department of Commerce, Division of Industrial Compliance issues HVAC licenses in Ohio.
See how this compares in every state: How to check a contractor's license, state by state
| Name | Ohio Construction Industry Licensing Board (OCILB), part of the Ohio Department of Commerce, Division of Industrial Compliance |
|---|---|
| Website | com.ohio.gov |
| Look up a license | elicense4.com.ohio.gov |
| The law | Ohio Revised Code chapter 4740 |
| The rulebook | Ohio Administrative Code chapter 4101:16 |
| Home jobs | The state law leaves out residential buildings, so the state license covers commercial work. Residential HVAC is licensed or registered by cities and counties, so ask your local building department what it wants. |
3How to become an HVAC contractor in Ohio What is this?
Ohio has 3 licenses that matter to an HVAC contractor: HVAC Contractor (state license, also called a master license), Refrigeration Contractor (state license), Journeyman and apprentice HVAC technician. Each is below, with what you need before you apply.
| License | Experience required | Training required | Exam |
|---|---|---|---|
| HVAC Contractor (state license, also called a master license) | Five years as an HVAC tradesperson right before you apply. You prove it with five years of tax documents (W-2s or Schedule C) plus one of these. A permit for each of the last five years pulled by the licensed contractor you worked for. A current journeyman card. A certificate from an apprenticeship approved by Ohio or the US Department of Labor. Or 40 hours of live or virtual code classes from an OCILB-approved training agency. Two other routes exist: a registered professional engineer in Ohio with three years of business experience in the trade, or five years as an Ohio government inspector in the trade. Military service can count toward the five years. | None required if you qualify by experience. The 40-hour code class option is one way to prove the experience | Yes, a computer-based exam run by PSI, in two parts: trade and business and law. You need 70 percent on each part. A pass on the business and law part stays good for three years. Board approval to test lasts one year |
| Refrigeration Contractor (state license) | Five years as a refrigeration tradesperson, proven the same way as for HVAC | — | Yes, a separate PSI exam |
| Journeyman and apprentice HVAC technician | Set locally | — | Set locally |
4How much does an HVAC license cost in Ohio? What is this?
The government fees on this page add up to about 50 in Ohio. Add insurance, tools, and a vehicle to get the real number.
| License | Application | Exam | First license | Renewal, yearly | Background check | Late renewal, most you can be charged | Note | Renewal, every three years | Bounced check fee |
|---|---|---|---|---|---|---|---|---|---|
| HVAC Contractor (state license, also called a master license) | $25 | null | $25 | $60 | null | $120 | — | $180 | $30 |
| Refrigeration Contractor (state license) | $25 | — | $25 | $60 | — | — | — | — | — |
| Journeyman and apprentice HVAC technician | — | — | — | — | — | — | Set locally | — | — |
Added up
| Government fees, added up | 50 |
|---|
Does not include the PSI exam fee, the BCI and FBI background check, the EPA Section 608 test, the $120 workers' comp application, insurance premiums, tools, a vehicle, or city licenses and permits
5How much HVAC insurance do you need in Ohio? What is this?
The least liability insurance Ohio lets an HVAC contractor work with is $500,000. Most customers ask for more. Workers' comp is required.
| Minimum liability insurance | $500,000 |
|---|---|
| Type of policy | Contractor liability insurance |
| Who this applies to | Every state-licensed contractor. The policy and the license must both be in the name of the contracting company, as defined in Ohio Revised Code 4740.01 |
| Who must be named on the certificate | You send a Certificate of Liability Insurance with your license application and confirm the cover again at every renewal. The state's page does not say the board must be named as certificate holder |
| Workers' comp required? | Yes, as soon as you have one employee, and Ohio sells the cover itself through the Bureau of Workers' Compensation (BWC) |
| Workers' comp: application fee | $120 |
| Who can opt out |
|
·4 official pages
6Does Ohio check your credit for an HVAC contractor license? What is this?
Ohio does not check your credit for this license.
| Credit score you need | None |
|---|---|
| If your score is lower | Not applicable |
7Does an HVAC contractor need a bond in Ohio? What is this?
Ohio does not require a state bond for this license. Some cities ask for one before they issue permits.
| Does the state require a bond? | No |
|---|---|
| Amount | Not listed yet |
The state does not ask for one. Cities and counties often ask for a bond (a promise, backed by an insurance company, that customers can be paid if you do not finish the job) before they register you for residential work or let you pull permits. Check with each city you work in.
8Federal rules that also apply What is this?
Rules from the US government that apply to an HVAC contractor in Ohio on top of the state's own.
| EPA refrigerant certification |
|
|---|
9Where must an Ohio HVAC contractor show the license number? What is this?
In Ohio: put your license number, written as OH LIC# followed by the number, on your business locations, business cards, work vehicles that carry the business name, contracts and advertisements, including phone directory listings. Pens, pencils, t-shirts and hats are exempt. Hang the license itself in each office and at each job site.
| The rule |
|
|---|---|
| If you forget | Not stated in the display rule. The board can discipline a license under Ohio Revised Code 4740.10 |
10Does an HVAC contractor charge sales tax on labor in Ohio? What is this?
Whether Ohio taxes your labor, your materials, or neither.
See how this compares in every state: Can you charge sales tax on labor? The rule in 25 states
| Construction contract work |
|
|---|---|
| Business fixtures |
|
| Homes versus businesses | No difference for construction contract work. The test is what you install, not whose building it is |
| Tax-exempt customers | A tax-exempt customer, such as a church or government body, gives you a construction contract exemption certificate (form STEC CC) so you can buy the materials tax-free |
| Tax rate | 5.75 percent from the state, plus whatever the county and any transit authority add. The total cannot go above 8.75 percent |
11Getting paid: lien and notice deadlines for an Ohio HVAC contractor What is this?
If you are not paid in Ohio, a lien on the property is your backstop, but only if your notice goes out on time: send the Notice of Furnishing within 21 days of your first day of work or first delivery (first work on March 1 means notice by March 22). A late notice only protects the 21 days before you sent it.
- Day 0Your first day on the job
The clock starts here.
- Day 21Send your notice
Send the Notice of Furnishing within 21 days of your first day of work or first delivery (first work on March 1 means notice by March 22). A late notice only protects the 21 days before you sent it
- Day 60File your lien
File the lien affidavit with the county recorder within 60 days of your last day of work on a one- or two-family house or a residential condominium unit (last work on March 1 means filing by April 30). On any other job you have 75 days (last work on March 1 means filing by May 15)
Each day count is counted from the day the rule beside it names, which is not always the same day. Read the sentence under each one.
| Who has to send a notice |
|
|---|---|
| Send your notice by | Send the Notice of Furnishing within 21 days of your first day of work or first delivery (first work on March 1 means notice by March 22). A late notice only protects the 21 days before you sent it |
| About home construction | The Notice of Furnishing rules do not apply to a home construction contract (a contract with the owner to build or improve a one- or two-family house they live in). Different rules protect the owner on those jobs, set out in Ohio Revised Code 1311.011 |
| File your lien by | File the lien affidavit with the county recorder within 60 days of your last day of work on a one- or two-family house or a residential condominium unit (last work on March 1 means filing by April 30). On any other job you have 75 days (last work on March 1 means filing by May 15) |
12How do you renew an HVAC license in Ohio? What is this?
The HVAC Contractor (state license, also called a master license) renews every year. You need 10 hours of training each year.
| License | Renewal | Training hours each year |
|---|---|---|
| HVAC Contractor (state license, also called a master license) | Annual, or every three years if you choose the three-year option | — |
| Refrigeration Contractor (state license) | Annual, or every three years | — |
Renewal fees are in what the license costs. The official page for each license is linked under how you get it.
13What catches people out in Ohio What is this?
The things people get wrong or do not expect about Ohio, in a few sentences.
- Ohio has no state license for residential HVAC work. The state law leaves out residential buildings, so the state HVAC license is for commercial jobs and each city or county sets its own rules for houses.
- HVAC and refrigeration are two different state licenses in Ohio. If you also do commercial refrigeration you sit a second exam and pay for a second license.
- The $500,000 liability insurance and the license both go in the name of a contracting company. The state will not issue the license to you alone.
- The state fees are low. $25 to apply, $25 for the license, and $60 a year or $180 for three years to renew. The PSI exam fee and the BCI and FBI background check come on top.
- Ohio sells workers' comp itself, through the Bureau of Workers' Compensation. You need it with one employee, the application is $120, and a sole owner or partner can leave themselves out.
- Installing a furnace or central air unit that becomes part of the building is a construction contract. You pay sales tax on the equipment when you buy it and charge the customer nothing, on labor or on the unit. The federal EPA Section 608 card is needed on top of the state license for anyone who handles refrigerant.
·6 official pages
- dam.assets.ohio.gov/image/upload/com.ohio.gov/DICO/OCILB/Testing_Application_-_OCILB.pdf
- codes.findlaw.com/oh/title-xlvii-occupations-professions/oh-rev-code-sect-4740-01/
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-09
- dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/forms/U-3.pdf
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-5703-9-14
- epa.gov/section608/section-608-technician-certification-0
14Where these numbers come from
The labels under each table are explained on how to read a page.
- dam.assets.ohio.gov/image/upload/com.ohio.gov/DICO/OCILB/Testing_Application_-_OCILB.pdf
- codes.findlaw.com/oh/title-xlvii-occupations-professions/oh-rev-code-sect-4740-01/
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-09
- dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/forms/U-3.pdf
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-5703-9-14
- epa.gov/section608/section-608-technician-certification-0
- com.ohio.gov/ocilb
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-01
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-02
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-03
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-08
- codes.findlaw.com/oh/title-xlvii-occupations-professions/oh-rev-code-sect-4740-06/
- codes.findlaw.com/oh/title-xlvii-occupations-professions/oh-rev-code-sect-4740-13/
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-07
- info.bwc.ohio.gov/for-employers/workers-compensation-coverage/getting-coverage
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-04
- epa.gov/section608
- law.cornell.edu/regulations/ohio/Ohio-Admin-Code-4101-16-2-05
- codes.findlaw.com/oh/title-lvii-taxation/oh-rev-code-sect-5739-01/
- tax.ohio.gov/help-center/resources/tax-education/construction-contract
- codes.findlaw.com/oh/title-xiii-commercial-transactions/oh-rev-code-sect-1311-05/
- codes.findlaw.com/oh/title-xiii-commercial-transactions/oh-rev-code-sect-1311-06/
- codes.ohio.gov/ohio-revised-code/section-1311.05
- codes.ohio.gov/ohio-revised-code/section-1311.06