Missouri electrical license requirements and insurance
To work for yourself as an electrician in Missouri, you need the Statewide Electrical Contractor license license. Missouri has 3 electrical license types, and which one you need depends on the work you take on. The state's minimum liability insurance is $500,000, and workers' comp is required. The state does not ask for a bond.
1Who needs an electrical license in Missouri? What is this?
Statewide Electrical Contractor license: anyone who wants to take electrical jobs across Missouri on one license. Every city and county must accept it in place of its own license and cannot make you sit a local exam
| License | Who needs it | What it covers |
|---|---|---|
| Statewide Electrical Contractor license | Anyone who wants to take electrical jobs across Missouri on one license. Every city and county must accept it in place of its own license and cannot make you sit a local exam | Installing and maintaining electrical wiring, fixtures and equipment at any voltage, anywhere in the state. You still pull local permits and follow the local electrical code |
| Master Electrical certificate (Springfield) | The person who stands behind an electrical business in Springfield, unless the business works under a statewide license instead | Electrical work inside the City of Springfield only |
| Kansas City electrical contractor license | Anyone doing electrical work in Kansas City who does not hold the statewide license | Electrical work inside Kansas City. State law says the city must accept the statewide license instead of its own, and cannot make you sit its exam |
| St. Louis County and the City of St. Louis | Anyone doing electrical work in those places who does not hold the statewide license | Each runs its own electrical license. State law says each must accept the statewide license instead. We have no local figures for electrical work |
2Who issues electrician licenses in Missouri? What is this?
Office of Statewide Electrical Contractors, part of the Missouri Division of Professional Registration issues electrical licenses in Missouri.
See how this compares in every state: How to check a contractor's license, state by state
| Name | Office of Statewide Electrical Contractors, part of the Missouri Division of Professional Registration |
|---|---|
| Website | pr.mo.gov |
| Look up a license | mopro.mo.gov |
| The law | Revised Statutes of Missouri, sections 324.900 to 324.945 |
| The rulebook | 20 CSR 2117, the rules of the Office of Statewide Electrical Contractors |
The statewide license is a choice, not a must. If you work only where there is no local electrical license, or you hold the local one, you do not need it. Cities and counties still issue permits, inspect work and run their own licenses.
3How to become an electrician in Missouri What is this?
Missouri has 4 licenses that matter to an electrician: Statewide Electrical Contractor license, Master Electrical certificate (Springfield), Kansas City electrical contractor license, St. Louis County and the City of St. Louis. Each is below, with what you need before you apply.
| License | Experience required | Training required | Exam |
|---|---|---|---|
| Statewide Electrical Contractor license | One of five routes. 12,000 hours of hands-on installation work. Or 10,000 hours plus a journeyman certificate from a federally approved apprenticeship. Or 8,000 hours plus a two-year electrical degree. Or 4,000 hours supervising installations plus a four-year electrical engineering degree. Or a current local or state electrical contractor license held for six of the last eight years | None beyond the experience routes | Yes. It must be a national exam based on the National Electrical Code, run by an independent testing company. The office posts the exams it accepts on its website. You pay the testing company |
| Master Electrical certificate (Springfield) | Four years as a certified journeyman electrician, or ten years of satisfactory electrical experience | — | Yes, an International Code Council exam taken through Pearson VUE. You need 75 percent. The board must approve you first, and the approval lasts one year |
| Kansas City electrical contractor license | The city checks your skills, knowledge and experience from your application and reference letters. It does not print a number of years | — | Yes, through a recognized exam company such as Prometric or the International Code Council. A comparable exam you have already passed may be accepted instead |
| St. Louis County and the City of St. Louis | — | — | — |
4How much does an electrical license cost in Missouri? What is this?
The government fees on this page add up to about $200 in Missouri. Add insurance, tools, and a vehicle to get the real number.
| License | Application | First certificate | Renewal | Renewal, yearly | Getting a lapsed license back | Replacement license | Charged when the license is granted | Bounced check fee | Proving your license to someone |
|---|---|---|---|---|---|---|---|---|---|
| Statewide Electrical Contractor license | $200 | — | $100 | — | $250 | $10 | — | $25 | $10 |
| Master Electrical certificate (Springfield) | — | $50 | — | $50 | — | — | — | — | — |
| Kansas City electrical contractor license | $55 | — | $181 | — | — | — | $181 | — | — |
Added up
| Government fees, added up | $200 |
|---|
The statewide application fee only. Does not include the exam, which you pay to the testing company, or insurance premiums, local bonds, tools, a vehicle, or permits.
5How much electrical contractor insurance do you need in Missouri? What is this?
The least liability insurance Missouri lets an electrician work with is $500,000. Most customers ask for more. Workers' comp is required.
| Minimum liability insurance | $500,000 |
|---|---|
| Type of policy | Liability insurance, from an insurance company allowed to do business in Missouri |
| Who this applies to | Everyone who applies for the statewide license. Local licenses set their own amounts |
| Who must be named on the certificate | The rule does not name one. The certificate must come from the insurance company itself, not from your agent |
| City rules | Springfield asks an electrical contractor for proof of a bond, insurance, or both before it issues the business license. The city page gives no amounts |
| Workers' comp required? | Yes, once you have one employee, because wiring buildings is construction work |
| Workers' comp: what to know |
|
| Workers' comp: who counts as an employee |
|
| Workers' comp: if you skip it |
|
·5 official pages
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-920/
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-010
- codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-030/
- codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-128/
- labor.mo.gov/dwc/employers/insurance
6Does Missouri check your credit for an electrician license? What is this?
Missouri does not check your credit for this license.
| Credit score you need | None. The statewide license asks for insurance, an exam and experience. It does not ask about your credit |
|---|---|
| If your score is lower | Not needed |
| How we know |
|
7Does an electrician need a bond in Missouri? What is this?
Missouri does not require a state bond for this license. Some cities ask for one before they issue permits.
| Does the state require a bond? | No |
|---|---|
| Amount | Not listed yet |
The state itself holds no bond (a promise, backed by an insurance company, that customers can be paid if you do not finish the job). The law does say a statewide license holder must post a bond with each city or county where they work, if that place asks for one. The amount is up to the city or county.
8Where must a Missouri electrician show the license number? What is this?
In Missouri: put your statewide license number on every written contract. The ethics rule for license holders says so, and it also says to keep the license on hand while you work.
| The rule | Put your statewide license number on every written contract. The ethics rule for license holders says so, and it also says to keep the license on hand while you work |
|---|---|
| On quotes, contracts, and invoices | On every written contract. The rule does not mention quotes or invoices |
| On ads | No state rule found |
| On your vehicles | No state rule found |
| If you forget |
|
9Does an electrician charge sales tax on labor in Missouri? What is this?
In Missouri, no sales tax. The state sales tax law lists what is taxed, and work on a building is not on the list. The rest of the rules are below.
See how this compares in every state: Can you charge sales tax on labor? The rule in 25 states
| What this tax is | Missouri sales tax is a tax on goods and on a short list of services. The state treats a contractor as the final buyer of anything that ends up as part of a building |
|---|---|
| Who pays tax on materials |
|
| Labor | No sales tax. The state sales tax law lists what is taxed, and work on a building is not on the list |
| Homes versus businesses | No difference. The rule looks at whether the materials become part of the building, not at who owns the building |
| New buildings | The same as repairs. You pay tax on the materials when you buy them and charge none on your bill |
| Selling and installing as two prices |
|
| Tax-exempt customers |
|
| Tax rate |
|
10Getting paid: lien and notice deadlines for a Missouri electrician What is this?
If you are not paid in Missouri, a lien on the property is your backstop, but only if your notice goes out on time: if a contractor hired you, give the owner written notice at least ten days before you file the lien (to file on September 1, deliver the notice by August 22). It must say how much you are owed and who owes it.
| Who has to send a notice |
|
|---|---|
| Written notice you must give the customer |
|
| Send your notice by | If a contractor hired you, give the owner written notice at least ten days before you file the lien (to file on September 1, deliver the notice by August 22). It must say how much you are owed and who owes it |
| File your lien by | File your lien statement with the circuit court clerk in the county where the property is, within six months after the debt became due (money due on March 1 means you file by September 1) |
| Homes the owner lives in |
|
| About home construction |
|
| File a lawsuit by | Six months after you file the lien. If you have not sued by then, the lien ends |
·7 official pages
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-012/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-100/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-080/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-013/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-016/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-170/
- revisor.mo.gov/main/OneChapter.aspx?chapter=429
11How do you renew an electrical license in Missouri? What is this?
The Statewide Electrical Contractor license renews every three years, by September 30. No training hours are required.
| License | Renewal | Training hours each renewal |
|---|---|---|
| Statewide Electrical Contractor license | Every three years, by September 30 | — |
| Master Electrical certificate (Springfield) | Every year | — |
| Kansas City electrical contractor license | Every four years | — |
Renewal fees are in what the license costs. The official page for each license is linked under how you get it.
12What catches people out in Missouri What is this?
The things people get wrong or do not expect about Missouri, in a few sentences.
- Missouri has one statewide trade license, and it is for electrical contractors. Every city and county has to accept it, and none can make you sit its own exam on top.
- The statewide license is optional. If you only work where there is no local electrical license, or you already hold the local one, the law says you do not need it.
- A city that refuses a statewide license has 30 days to change its mind once the state steps in. After that the state holds back the city's local sales tax money until it does.
- The $500,000 insurance proof has to come from the insurance company itself. The office will not take a certificate made out by your agent.
- Renewal got cheaper on June 1, 2026. It was $200 for three years and the state cut it to $100, because the office was taking in more than it costs to run.
- One fee covers three years, and every license runs out on the same day, September 30. Miss it and the license goes inactive, and you cannot work on it until you pay $250 to bring it back.
·6 official pages
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-925/
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-920/
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-010
- sos.mo.gov/CMSImages/AdRules/moreg/2026/v51n12June15/v51n12.pdf
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-030
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-935/
13Where these numbers come from
The labels under each table are explained on how to read a page.
- law.cornell.edu/regulations/missouri/title-20/division-2117
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-920/
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-925/
- pr.mo.gov/electricalcontractors.asp
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-010
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-020
- law.cornell.edu/regulations/missouri/20-CSR-2117-1-070
- sos.mo.gov/CMSImages/AdRules/moreg/2026/v51n12June15/v51n12.pdf
- sos.mo.gov/cmsimages/adrules/csr/current/20csr/20c2117-1.pdf
- law.cornell.edu/regulations/missouri/20-CSR-2117-2-030
- law.cornell.edu/regulations/missouri/20-CSR-2117-3-010
- pr.mo.gov/electricalcontractors-fees.asp
- pr.mo.gov/boards/electrical/FAQ's_for_Contractors.pdf
- pr.mo.gov/electricalcontractors-renewal-info.asp
- pr.mo.gov/professions.asp
- springfieldmo.gov/263/Trade-Certifications
- springfieldmo.gov/DocumentCenter/View/916/Craft-and-Trades-Certification-Fees-PDF
- springfieldmo.gov/DocumentCenter/View/915/Contractor-Master-Registration-PDF
- springfieldmo.gov/345/Business-Licensing
- kcmo.gov/home/showpublisheddocument/5904/637418959865270000
- kcmo.gov/city-hall/departments/city-planning-development/contractor-licensing
- stlouiscountymo.gov/st-louis-county-departments/transportation-and-public-works/licensing/electrical-licensing/
- stlouis-mo.gov/government/departments/public-safety/building/boards-of-examiners/
- codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-030/
- codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-128/
- labor.mo.gov/dwc/employers/insurance
- law.cornell.edu/regulations/missouri/20-CSR-2117-5-010
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-940/
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-945/
- dor.mo.gov/taxation/business/tax-types/sales-use/
- sos.mo.gov/cmsimages/adrules/csr/current/12csr/12c10-112.pdf
- law.cornell.edu/regulations/missouri/12-CSR-10-112-010
- codes.findlaw.com/mo/title-x-taxation-and-revenue/mo-rev-st-144-020/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-012/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-100/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-080/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-013/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-016/
- codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-170/
- revisor.mo.gov/main/OneChapter.aspx?chapter=429
- codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-935/