Trades by State
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Missouri electrical license requirements and insurance

To work for yourself as an electrician in Missouri, you need the Statewide Electrical Contractor license license. Missouri has 3 electrical license types, and which one you need depends on the work you take on. The state's minimum liability insurance is $500,000, and workers' comp is required. The state does not ask for a bond.

Who it applies to

1Who needs an electrical license in Missouri? What is this?

Statewide Electrical Contractor license: anyone who wants to take electrical jobs across Missouri on one license. Every city and county must accept it in place of its own license and cannot make you sit a local exam

LicenseWho needs itWhat it covers
Statewide Electrical Contractor licenseAnyone who wants to take electrical jobs across Missouri on one license. Every city and county must accept it in place of its own license and cannot make you sit a local examInstalling and maintaining electrical wiring, fixtures and equipment at any voltage, anywhere in the state. You still pull local permits and follow the local electrical code
Master Electrical certificate (Springfield)The person who stands behind an electrical business in Springfield, unless the business works under a statewide license insteadElectrical work inside the City of Springfield only
Kansas City electrical contractor licenseAnyone doing electrical work in Kansas City who does not hold the statewide licenseElectrical work inside Kansas City. State law says the city must accept the statewide license instead of its own, and cannot make you sit its exam
St. Louis County and the City of St. LouisAnyone doing electrical work in those places who does not hold the statewide licenseEach runs its own electrical license. State law says each must accept the statewide license instead. We have no local figures for electrical work
Who runs it

2Who issues electrician licenses in Missouri? What is this?

Office of Statewide Electrical Contractors, part of the Missouri Division of Professional Registration issues electrical licenses in Missouri.

NameOffice of Statewide Electrical Contractors, part of the Missouri Division of Professional Registration
Websitepr.mo.gov
Look up a licensemopro.mo.gov
The lawRevised Statutes of Missouri, sections 324.900 to 324.945
The rulebook20 CSR 2117, the rules of the Office of Statewide Electrical Contractors

The statewide license is a choice, not a must. If you work only where there is no local electrical license, or you hold the local one, you do not need it. Cities and counties still issue permits, inspect work and run their own licenses.

Getting licensed

3How to become an electrician in Missouri What is this?

Missouri has 4 licenses that matter to an electrician: Statewide Electrical Contractor license, Master Electrical certificate (Springfield), Kansas City electrical contractor license, St. Louis County and the City of St. Louis. Each is below, with what you need before you apply.

LicenseExperience requiredTraining requiredExam
Statewide Electrical Contractor licenseOne of five routes. 12,000 hours of hands-on installation work. Or 10,000 hours plus a journeyman certificate from a federally approved apprenticeship. Or 8,000 hours plus a two-year electrical degree. Or 4,000 hours supervising installations plus a four-year electrical engineering degree. Or a current local or state electrical contractor license held for six of the last eight yearsNone beyond the experience routesYes. It must be a national exam based on the National Electrical Code, run by an independent testing company. The office posts the exams it accepts on its website. You pay the testing company
Master Electrical certificate (Springfield)Four years as a certified journeyman electrician, or ten years of satisfactory electrical experience—Yes, an International Code Council exam taken through Pearson VUE. You need 75 percent. The board must approve you first, and the approval lasts one year
Kansas City electrical contractor licenseThe city checks your skills, knowledge and experience from your application and reference letters. It does not print a number of years—Yes, through a recognized exam company such as Prometric or the International Code Council. A comparable exam you have already passed may be accepted instead
St. Louis County and the City of St. Louis———
What it costs

4How much does an electrical license cost in Missouri? What is this?

The government fees on this page add up to about $200 in Missouri. Add insurance, tools, and a vehicle to get the real number.

LicenseApplicationFirst certificateRenewalRenewal, yearlyGetting a lapsed license backReplacement licenseCharged when the license is grantedBounced check feeProving your license to someone
Statewide Electrical Contractor license$200—$100—$250$10—$25$10
Master Electrical certificate (Springfield)—$50—$50—————
Kansas City electrical contractor license$55—$181———$181——

Added up

Government fees, added up$200

The statewide application fee only. Does not include the exam, which you pay to the testing company, or insurance premiums, local bonds, tools, a vehicle, or permits.

Our estimate
Insurance

5How much electrical contractor insurance do you need in Missouri? What is this?

The least liability insurance Missouri lets an electrician work with is $500,000. Most customers ask for more. Workers' comp is required.

Minimum liability insurance$500,000
Type of policyLiability insurance, from an insurance company allowed to do business in Missouri
Who this applies toEveryone who applies for the statewide license. Local licenses set their own amounts
Who must be named on the certificateThe rule does not name one. The certificate must come from the insurance company itself, not from your agent
City rulesSpringfield asks an electrical contractor for proof of a bond, insurance, or both before it issues the business license. The city page gives no amounts
Workers' comp required?Yes, once you have one employee, because wiring buildings is construction work
Workers' comp: what to know
  • Most Missouri businesses need workers' comp at five employees.
  • Construction is the exception.
  • If you build, alter, repair or tear down buildings, one employee is enough.
  • A sole owner or a partner is not covered by the policy unless they ask the insurer to add them.
Workers' comp: who counts as an employee
  • Everyone you pay counts, whether they are part time, casual, full time or a member of your family.
  • Members of an LLC and officers of a corporation count too.
  • A sole owner and the partners in a partnership do not count themselves.
  • In construction the number is one, so the count rarely matters
Workers' comp: if you skip it
  • Knowingly going without cover is a class A misdemeanor.
  • You also owe the state up to three times the yearly premium you skipped, or up to $50,000, whichever is more.
  • A second offense is a class E felony
Money checks

6Does Missouri check your credit for an electrician license? What is this?

Missouri does not check your credit for this license.

Credit score you needNone. The statewide license asks for insurance, an exam and experience. It does not ask about your credit
If your score is lowerNot needed
How we know
  • The license section of the law lists four things.
  • Insurance and local bonds, an exam, the exam fee, and experience.
  • The application rule adds proof of each.
  • Neither mentions credit, net worth or a financial statement
Bonds

7Does an electrician need a bond in Missouri? What is this?

Missouri does not require a state bond for this license. Some cities ask for one before they issue permits.

Does the state require a bond?No
AmountNot listed yet

The state itself holds no bond (a promise, backed by an insurance company, that customers can be paid if you do not finish the job). The law does say a statewide license holder must post a bond with each city or county where they work, if that place asks for one. The amount is up to the city or county.

Showing your number

8Where must a Missouri electrician show the license number? What is this?

In Missouri: put your statewide license number on every written contract. The ethics rule for license holders says so, and it also says to keep the license on hand while you work.

The rulePut your statewide license number on every written contract. The ethics rule for license holders says so, and it also says to keep the license on hand while you work
On quotes, contracts, and invoicesOn every written contract. The rule does not mention quotes or invoices
On adsNo state rule found
On your vehiclesNo state rule found
If you forget
  • Breaking the ethics rule is grounds for discipline.
  • The office can censure you, put you on probation for up to five years, suspend the license for up to three years, or take it away.
  • Knowingly breaking the licensing law is a class B misdemeanor
Tax

9Does an electrician charge sales tax on labor in Missouri? What is this?

In Missouri, no sales tax. The state sales tax law lists what is taxed, and work on a building is not on the list. The rest of the rules are below.

What this tax isMissouri sales tax is a tax on goods and on a short list of services. The state treats a contractor as the final buyer of anything that ends up as part of a building
Who pays tax on materials
  • You.
  • You pay sales tax at the supply house on wire, conduit, panels, breakers and fixtures you install.
  • You do not charge the customer sales tax on them.
  • This holds when ownership passes to the customer after you install, which is the normal case
LaborNo sales tax. The state sales tax law lists what is taxed, and work on a building is not on the list
Homes versus businessesNo difference. The rule looks at whether the materials become part of the building, not at who owns the building
New buildingsThe same as repairs. You pay tax on the materials when you buy them and charge none on your bill
Selling and installing as two prices
  • If your contract passes ownership of an item to the customer before you install it, you are selling goods.
  • You buy it tax-free and charge the customer sales tax on it.
  • If you also sell fixtures from a showroom, buy stock with a resale certificate and pay the tax yourself on anything you pull for a job
Tax-exempt customers
  • A city, school, church or charity can give you a project exemption certificate.
  • With it you buy the materials for that job tax-free.
  • Tools and equipment you keep are still taxed
Tax rate
  • 4.225 percent for the state.
  • The sales tax law sets 4 percent and the state constitution adds 0.225 percent for conservation and for parks and soils.
  • Cities, counties and special districts charge more on top, so check the rate for the job address
Getting paid

10Getting paid: lien and notice deadlines for a Missouri electrician What is this?

If you are not paid in Missouri, a lien on the property is your backstop, but only if your notice goes out on time: if a contractor hired you, give the owner written notice at least ten days before you file the lien (to file on September 1, deliver the notice by August 22). It must say how much you are owed and who owes it.

Who has to send a notice
  • Everyone, but the notice differs.
  • If the owner hired you, you give the owner a printed warning before you are paid.
  • If a contractor hired you, you give the owner ten days' notice before you file a lien
Written notice you must give the customer
  • If the owner hired you, hand over the state's Notice to Owner in 10-point bold type.
  • It warns the owner that unpaid suppliers and workers can file a lien.
  • Give it when the contract is signed, when materials arrive, when work starts, or with your first invoice.
  • Skip it and you have no lien rights at all
Send your notice byIf a contractor hired you, give the owner written notice at least ten days before you file the lien (to file on September 1, deliver the notice by August 22). It must say how much you are owed and who owes it
File your lien byFile your lien statement with the circuit court clerk in the county where the property is, within six months after the debt became due (money due on March 1 means you file by September 1)
Homes the owner lives in
  • On repairs or remodels to a home of four units or fewer that the owner lives in, a subcontractor or supplier needs the owner's signed consent to liens.
  • The consent is printed in the main contract in 10-point bold type.
  • If there is no such consent and the owner has paid the contractor in full, nobody under that contractor can lien.
  • Where the consent was signed, paying the contractor is not a defense
About home construction
  • On new homes built for sale, the owner can record a notice of the planned sale at least 45 days before closing.
  • If they do, you must record a Notice of Rights with the county recorder at least five days before the closing date.
  • Miss it and your lien rights on that property are gone
File a lawsuit bySix months after you file the lien. If you have not sued by then, the lien ends
Keeping it

11How do you renew an electrical license in Missouri? What is this?

The Statewide Electrical Contractor license renews every three years, by September 30. No training hours are required.

LicenseRenewalTraining hours each renewal
Statewide Electrical Contractor licenseEvery three years, by September 30—
Master Electrical certificate (Springfield)Every year—
Kansas City electrical contractor licenseEvery four years—

Renewal fees are in what the license costs. The official page for each license is linked under how you get it.

Watch out

12What catches people out in Missouri What is this?

The things people get wrong or do not expect about Missouri, in a few sentences.

  • Missouri has one statewide trade license, and it is for electrical contractors. Every city and county has to accept it, and none can make you sit its own exam on top.
  • The statewide license is optional. If you only work where there is no local electrical license, or you already hold the local one, the law says you do not need it.
  • A city that refuses a statewide license has 30 days to change its mind once the state steps in. After that the state holds back the city's local sales tax money until it does.
  • The $500,000 insurance proof has to come from the insurance company itself. The office will not take a certificate made out by your agent.
  • Renewal got cheaper on June 1, 2026. It was $200 for three years and the state cut it to $100, because the office was taking in more than it costs to run.
  • One fee covers three years, and every license runs out on the same day, September 30. Miss it and the license goes inactive, and you cannot work on it until you pay $250 to bring it back.

13Where these numbers come from

The labels under each table are explained on how to read a page.

  1. law.cornell.edu/regulations/missouri/title-20/division-2117
  2. codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-920/
  3. codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-925/
  4. pr.mo.gov/electricalcontractors.asp
  5. law.cornell.edu/regulations/missouri/20-CSR-2117-2-010
  6. law.cornell.edu/regulations/missouri/20-CSR-2117-2-020
  7. law.cornell.edu/regulations/missouri/20-CSR-2117-1-070
  8. sos.mo.gov/CMSImages/AdRules/moreg/2026/v51n12June15/v51n12.pdf
  9. sos.mo.gov/cmsimages/adrules/csr/current/20csr/20c2117-1.pdf
  10. law.cornell.edu/regulations/missouri/20-CSR-2117-2-030
  11. law.cornell.edu/regulations/missouri/20-CSR-2117-3-010
  12. pr.mo.gov/electricalcontractors-fees.asp
  13. pr.mo.gov/boards/electrical/FAQ's_for_Contractors.pdf
  14. pr.mo.gov/electricalcontractors-renewal-info.asp
  15. pr.mo.gov/professions.asp
  16. springfieldmo.gov/263/Trade-Certifications
  17. springfieldmo.gov/DocumentCenter/View/916/Craft-and-Trades-Certification-Fees-PDF
  18. springfieldmo.gov/DocumentCenter/View/915/Contractor-Master-Registration-PDF
  19. springfieldmo.gov/345/Business-Licensing
  20. kcmo.gov/home/showpublisheddocument/5904/637418959865270000
  21. kcmo.gov/city-hall/departments/city-planning-development/contractor-licensing
  22. stlouiscountymo.gov/st-louis-county-departments/transportation-and-public-works/licensing/electrical-licensing/
  23. stlouis-mo.gov/government/departments/public-safety/building/boards-of-examiners/
  24. codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-030/
  25. codes.findlaw.com/mo/title-xviii-labor-and-industrial-relations/mo-rev-st-287-128/
  26. labor.mo.gov/dwc/employers/insurance
  27. law.cornell.edu/regulations/missouri/20-CSR-2117-5-010
  28. codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-940/
  29. codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-945/
  30. dor.mo.gov/taxation/business/tax-types/sales-use/
  31. sos.mo.gov/cmsimages/adrules/csr/current/12csr/12c10-112.pdf
  32. law.cornell.edu/regulations/missouri/12-CSR-10-112-010
  33. codes.findlaw.com/mo/title-x-taxation-and-revenue/mo-rev-st-144-020/
  34. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-012/
  35. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-100/
  36. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-080/
  37. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-013/
  38. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-016/
  39. codes.findlaw.com/mo/title-xxvii-debtorcreditor-relations/mo-rev-st-429-170/
  40. revisor.mo.gov/main/OneChapter.aspx?chapter=429
  41. codes.findlaw.com/mo/title-xxii-occupations-and-professions/mo-rev-st-324-935/