Trades by State
We are an independent site, not a government office, and this is not legal advice. Every number links to the official page it came from and shows when we last checked it.

Michigan electrical license requirements and insurance

To work for yourself as an electrician in Michigan, you need the Master Electrician License license. Michigan has 5 electrical license types, and which one you need depends on the work you take on. Workers' comp is required once you meet Michigan's employee thresholds. The state does not ask for a bond.

Checked by the Trades by State editor on 2026-09-16 Based on 8 official pages, listed at the bottom Something wrong? Tell us
License you need
Electrical Apprentice registration Renew Every year
Workers' comp
Required as soon as you hire anyone
Credit score
None found
To protect your pay, send notice by
Send a Notice of Furnishing (the form that tells the owner you are on the job) within 20 days of your first day supplying labor or material (first day on the job on March 1 means notice by March 21). It goes to the designee and the general contractor named in the Notice of Commencement, or to the owner if no designee is named.

1 What stands out in Michigan for an electrician What is this?

The things people get wrong or do not expect about Michigan, in a few sentences.

  • There is no exam for the contractor license itself. You pass the master electrician exam, then apply for the contractor license separately, and the state tests you only once.
  • An electrical contractor must have a master electrician attached to it. If that person's license lapses, the contractor license goes on hold until they renew and you tell the state.
  • A master electrician can be attached to only one electrical contractor at a time. Changing employer means changing that link.
  • Michigan has no reciprocity with any state or country. A license from anywhere else does not shorten the path, though you must send in a copy of it and of that place's requirements.
  • The licenses renew on different clocks. Journeyman and master renew every year by 31 December. The contractor license runs three years, also to 31 December.
  • Continuing education is not yearly. You take a code update course only within a year of a new code being adopted, which does not happen every year.

2 Who issues electrician licenses in Michigan? What is this?

Michigan Department of Licensing and Regulatory Affairs, Bureau of Construction Codes, Electrical Division (LARA BCC) issues electrical licenses in Michigan.

NameMichigan Department of Licensing and Regulatory Affairs, Bureau of Construction Codes, Electrical Division (LARA BCC)
Websitehttps://www.michigan.gov/lara/bureau-list/bcc/sections/licensing-section/exam-lic/electrical-examination-licensing-registration-application-information
Look up a licensehttps://aca-prod.accela.com/LARA/GeneralProperty/PropertyLookUp.aspx?isLicensee=Y&TabName=APO
The lawSkilled Trades Regulation Act, 2016 PA 407, and 1972 PA 230
The rulebookMichigan Electrical Code Rules, Part 8
Who runs the examPSI

Exams are based on the 2023 National Electrical Code and the 2023 Michigan Electrical Code Rules Part 8. You apply to LARA first, and once approved you book with PSI and pay PSI directly.

Taken from the linked page, not separately checked·michigan.gov

3 Michigan electrician license requirements and fees What is this?

Michigan has 5 license types that matter to an electrician. The Master Electrician License needs 4,000 hours as an electrical journeyman, and you must have held that license for at least two years. In total that means at least 12,000 hours over at least six years. If you already hold a Michigan journey electrician license you do not have to prove anything from before it was issued.

Electrical Apprentice registration

Anyone learning the trade. You cannot be on a job site without an active registration, and the state says working without one is against the law

What you can work onElectrical work while employed by a master electrician and an electrical contractor. Sometimes one person holds both licenses
Experience requiredNone to register. This is where the hours start counting
Training requiredYou must be enrolled in, or have completed, an approved apprenticeship training program, and you keep taking coursework throughout. The state asks about your coursework and employers at every renewal
ExamNo
Fees
Renewal15
Late renewal$100
RenewalEvery year
Training hours each year0
About training hoursNo code update course is needed to renew an apprentice registration

Electrical Journeyman License

The working electrician's license, for someone who has finished an apprenticeship

What you can work onElectrical work for a licensed electrical contractor
Experience required8,000 hours and four years as an electrical apprentice, on electrical construction or maintenance of buildings, or on electrical wiring or equipment. It must have been supervised by someone holding a Michigan journeyman or master electrician license
Training requiredThe apprenticeship coursework
ExamYes, the electrical journey exam, run by PSI. You need at least 75 percent
Fees
ExamNot listed yet
Renewal40
Late renewal50
RenewalEvery year, by 31 December. You can start renewing 90 days early
Training hours each year0
About training hoursA code update course only within one year of a new code being adopted, which does not happen every year. Keep the certificate in case you are audited

Master Electrician License

The license a business needs behind it. You must hold this, or employ someone who does, before you can hold an electrical contractor license

What you can work onElectrical work, and being the master electrician of record for one electrical contractor
Experience required
  • 4,000 hours as an electrical journeyman, and you must have held that license for at least two years.
  • In total that means at least 12,000 hours over at least six years.
  • If you already hold a Michigan journey electrician license you do not have to prove anything from before it was issued
ExamYes, the master electrician exam, run by PSI. You need at least 75 percent
Fees
ExamNot listed yet
Renewal50
Late renewal50
RenewalEvery year, by 31 December
Training hours each year0
About training hoursA code update course only within one year of a new code being adopted

Electrical Contractor License

The business license. Anyone who contracts for electrical work in their own name

What you can work onTaking electrical work and pulling permits
Experience requiredNone for the business itself
The licensed person behind the business
  • You must hold a master electrician license yourself, or hire someone who does.
  • If you live outside Michigan and are hiring a master electrician, that person must live in Michigan.
  • The master electrician is in charge of, and responsible for, code compliance on every installation.
  • A master electrician can be attached to only one electrical contractor at a time, and without one your contractor license is put on hold
ExamNo. There is no test for the contractor license itself, but you still have to apply
Fees
Renewal$300
Late renewal50
RenewalEvery three years, by 31 December. You can start renewing 90 days early
Training hours each year0
About training hoursNo code update course is needed to renew a contractor license

Fire Alarm Specialty Technician (FAST)

Anyone installing or repairing fire alarm systems. It is a separate license from the electrical ones

What you can work onFire alarm installation and repair
Experience requiredA NICET certification in installation and repair at level II or higher, or an ESA Certified Fire Alarm Technician certification at level II or higher
ExamYes, the FAST exam. You need at least 75 percent
Fees
Renewal50
Late renewal50
RenewalEvery year, by 31 December

4 How much insurance does an electrician need in Michigan? What is this?

What Michigan requires you to carry before you work.

Minimum liability insuranceNot listed yet
Type of policyThe state sets none to hold the license
Who this applies toNot applicable at state level. Cities may ask for a certificate before they issue permits, and customers and builders will ask for one
Workers' comp required?Yes, once you meet Michigan's employee thresholds
Checked by software against the official page·michigan.gov

5 Does Michigan check your credit for an electrician license? What is this?

Michigan does not check your credit for this license.

Credit score you needNone found
Still being checked·michigan.gov

6 Does an electrician need a bond in Michigan? What is this?

Michigan does not require a state bond for this license. Some cities ask for one before they issue permits.

Does the state require a bond?No
AmountNot listed yet

No bond was found on the state licensing pages. Cities may ask for one before they let you pull permits

Still being checked·michigan.gov

7 Federal rules that also apply What is this?

Rules from the US government that apply to an electrician in Michigan on top of the state's own.

Federal licenseNone. There is no federal license or card for electrical work
Lead-safe certification
  • Work that disturbs paint in a home or childcare building put up before 1978 is covered by the federal lead rule.
  • Electrical work is named in it.
  • Your firm must be EPA lead-safe certified and use a trained renovator.
  • Jobs that disturb six square feet or less of paint in a room inside, or 20 square feet or less outside, are left out
Checked by software against the official page·epa.gov

8 Where must a Michigan electrician show the license number? What is this?

In Michigan: the plumbing side of the same law has a business sign rule. Whether the electrical side carries the same one is not settled, so ask the bureau before you letter a van.

The ruleThe plumbing side of the same law has a business sign rule. Whether the electrical side carries the same one is not settled, so ask the bureau before you letter a van
Still being checked·michigan.gov

9 Does an electrician charge sales tax on labor in Michigan? What is this?

In Michigan, no sales tax on your labor. The rest of the rules are below.

Labor on homes (repairs and remodels)No sales tax on your labor
Repairs and remodels on businessesNo sales tax on your labor. Michigan treats a house and a business the same.
Labor on new buildingsNo sales tax on your labor. Michigan treats new work and repairs the same.
Materials, when you quote one total priceYou pay 6 percent sales or use tax when you buy pipe, fittings, fixtures, and supplies, and you charge the customer no tax. You are the final consumer of what you install.
Materials, when you list them separately
  • Same as a lump sum job.
  • If you regularly hold yourself out as a retailer and collect sales tax on materials you sell, the state then treats you as a retailer for those sales.
  • Do not itemize and charge tax unless you mean to be a retailer.
Sales tax licenseNot needed unless you also sell goods over the counter. You register for use tax instead if you buy materials without paying tax.
Tax rate6 percent state rate

10 Getting paid: lien and notice deadlines for a Michigan electrician What is this?

If you are not paid in Michigan, a lien on the property is your backstop, but only if your notice goes out on time: send a Notice of Furnishing (the form that tells the owner you are on the job) within 20 days of your first day supplying labor or material (first day on the job on March 1 means notice by March 21). It goes to the designee and the general contractor named in the Notice of Commencement, or to the owner if no designee is named.

Who has to send a noticeA subcontractor or supplier hired by the contractor, not by the property owner. A contractor working straight for the owner does not need to send it.
Send your notice bySend a Notice of Furnishing (the form that tells the owner you are on the job) within 20 days of your first day supplying labor or material (first day on the job on March 1 means notice by March 21). It goes to the designee and the general contractor named in the Notice of Commencement, or to the owner if no designee is named.
File your lien byRecord the claim of lien with the register of deeds in the county where the property is within 90 days of your last day supplying labor or material (last day on March 1 means record by May 30). Serve a copy on the designee within 15 days of recording.

11 How much does it cost to become an electrician in Michigan? What is this?

The government fees on this page add up to about $355 in Michigan. Add insurance, tools, and a vehicle to get the real number.

Government fees, added up$355

Government fees only, and these are the renewal figures LARA publishes. PSI charges its own exam fee on top. Does not include insurance premiums, tools, a vehicle, or city permits.

Our estimate

12Where these numbers come from

The labels under each table are explained on how to read a page.

  1. michigan.gov/lara/bureau-list/bcc/sections/licensing-section/exam-lic/electrical-examination-licensing-registration-application-information
  2. michigan.gov/lara/bureau-list/bcc/sections/licensing-section/license-registration-renewals
  3. epa.gov/lead/renovation-repair-and-painting-program-contractors
  4. michigan.gov/taxes/business-taxes/sales-use-tax/information/sales-tax-license-faq
  5. michigan.gov/taxes/-/media/Project/Websites/taxes/Audit/Contractor-Manual.pdf
  6. legislature.mi.gov/Laws/MCL?objectName=mcl-570-1109
  7. legislature.mi.gov/Laws/MCL?objectName=mcl-570-1111
  8. codes.findlaw.com/mi/chapter-570-liens/mi-comp-laws-570-1109/