California plumbing license requirements and insurance
To work for yourself as a plumber in California, you need the C-36 Plumbing Contractor license. The state sets no minimum liability insurance, and workers' comp is required as soon as you have one employee. A $25,000 bond is required.
1Who needs a plumbing license in California? What is this?
C-36 Plumbing Contractor: anyone who contracts to do plumbing work in California that needs a contractor license. A sole owner, partnership, corporation, or LLC can hold it. The license names one qualifying individual who meets the board's experience and exam requirements and is answerable for how the company does its work
| License | Who needs it | What it covers |
|---|---|---|
| C-36 Plumbing Contractor | Anyone who contracts to do plumbing work in California that needs a contractor license. A sole owner, partnership, corporation, or LLC can hold it. The license names one qualifying individual who meets the board's experience and exam requirements and is answerable for how the company does its work | Safe water supply and fluid waste disposal in all structures and fixed works. Includes on-site disposal systems, piping and venting for gases and liquids (vacuum, compressed air, medical and dental gases), gas appliances, flues, and connections (not forced warm-air units). Also water and gas piping from the utility meter to the building, and water heating equipment including solar. Also maintenance and replacement of earthquake valves, backflow preventers, water conditioning equipment, and regulating valves. Also underground storage tanks that serve a building. |
2Who issues plumber licenses in California? What is this?
Contractors State License Board (CSLB), part of the California Department of Consumer Affairs issues plumbing licenses in California.
See how this compares in every state: How to check a contractor's license, state by state
| Name | Contractors State License Board (CSLB), part of the California Department of Consumer Affairs |
|---|---|
| Website | cslb.ca.gov |
| Look up a license | cslb.ca.gov |
| The law | Business and Professions Code division 3, chapter 9 (Contractors State License Law, sections 7000 and following) |
| The rulebook | Title 16 California Code of Regulations, division 8 (sections 810 and following) |
3How to become a plumber in California What is this?
One license: the C-36 Plumbing Contractor. Here is what you need before you apply.
| License | Experience required | Training required | Exam |
|---|---|---|---|
| C-36 Plumbing Contractor | Four years of work at journey level (a fully qualified worker who needs no supervision), or as a foreman, supervisor, contractor, or owner-builder, in the last ten years. Up to three of the four years can come from an apprenticeship, technical training, or a degree, but at least one year must be hands-on work. Someone who saw you do the work, such as an employer, foreman, fellow journeyman, union rep, or building inspector, must sign a Certificate of Work Experience. | None required beyond the experience above | Yes, two computer exams run by PSI Exams: a Law and Business exam and a C-36 trade exam. You get 3.5 hours for each, 18 months from the date your application is accepted to pass both, and can retake a failed exam after 21 days. |
4How much does a plumbing license cost in California? What is this?
The government fees on this page add up to about $800 in California. Add insurance, tools, and a vehicle to get the real number.
| License | Application | Adding a license type | Both exams (paid to PSI) | Each exam (paid to PSI) | Fingerprints (state) | Fingerprints (FBI) | Fingerprint scanning fee | First license, company or partnership | First license, sole owner | Renewal, company or partnership | Renewal, sole owner | Late renewal, company or partnership | Late renewal, sole owner |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| C-36 Plumbing Contractor | $450 | $230 | $102.86 | $51.43 | $32 | $17 | Varies by location | $350 | $200 | $700 | $450 | $1,050 | $675 |
Added up
| Government fees, added up | $800 |
|---|
Does not include the $25,000 bond premium, insurance premiums, live scan rolling fees, tools, a vehicle, or city permits and business licenses
5How much plumbing insurance do you need in California? What is this?
California sets no minimum liability insurance for this license. Customers and general contractors usually ask for $1,000,000 anyway. Workers' comp is required as soon as you have one employee.
| Minimum liability insurance | None required by the state |
|---|---|
| Type of policy | None required by the state for a sole owner, partnership, or corporation |
| Minimum liability insurance for an LLC | $1,000,000 |
| About LLC insurance |
|
| Who this applies to | Only licenses held by an LLC |
| Who must be named on the certificate | CSLB. Name the board as the certificate holder on the workers' comp certificate, and take the policy out in your licensed business name, not your own name |
| Workers' comp required? | Yes, as soon as you have one employee. From January 1, 2028, every licensee must carry it whether or not they have employees. |
| Who can opt out |
|
·7 official pages
- cslb.ca.gov/about_us/llc.aspx
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7071.19
- cslb.ca.gov/Contractors/Maintain_License/Workers_Compensation.aspx
- cslb.ca.gov/Resources/IndustryBulletins/2024/SB%201455%20changes.FINAL.pdf
- california.public.law/codes/ca_bus_and_prof_code_section_7125
- dir.ca.gov/dwc/employer.htm
- dir.ca.gov/dwc/faqs.html
6Does California check your credit for a plumber license? What is this?
California does not check your credit for this license.
| Credit score you need | None |
|---|---|
| If your score is lower | Nothing to do. The board does not list a credit score or a financial statement among its license requirements |
| About the bond | The $25,000 contractor bond is its own requirement, not a test of your finances. It protects customers if you do not finish the work |
7Does a plumber need a bond in California? What is this?
California requires a bond of $25,000. A bond is a promise, backed by an insurance company, that customers can be paid if you do not finish the job.
| Does the state require a bond? | Yes |
|---|---|
| Amount | $25,000 |
| Bond for the qualifying person | $25,000 |
| Bond for LLC employees | $100,000 |
A bond (a promise, backed by an insurance company, that customers and workers can be paid if you break the rules) of $25,000 must be on file before the license is issued, or a $25,000 cashier's check instead. If the license is qualified by a Responsible Managing Employee, or by an officer who owns less than 10 percent of the company, a second $25,000 Bond of Qualifying Individual is needed. An LLC also needs a $100,000 employee and worker bond. The bond must come from a surety licensed by the California Department of Insurance.
8Where must a California plumber show the license number? What is this?
In California: your license number must appear in every construction contract, subcontract, and call for bid, and in every form of advertising. Advertising means business cards, contract proposals, signs, billboards, vehicle lettering, brochures, flyers, newspaper and magazine ads, radio and TV, websites, online posts, and directories.
| The rule | Your license number must appear in every construction contract, subcontract, and call for bid, and in every form of advertising. Advertising means business cards, contract proposals, signs, billboards, vehicle lettering, brochures, flyers, newspaper and magazine ads, radio and TV, websites, online posts, and directories. |
|---|---|
| On your vehicles |
|
| If you forget | Leaving the number out of your advertising brings a civil penalty of $100 to $1,000 for a first offense. The vehicle rule sets no fine of its own, but the board can act against your license |
·4 official pages
9Does a plumber charge sales tax on labor in California? What is this?
Whether California taxes your labor, your materials, or neither.
See how this compares in every state: Can you charge sales tax on labor? The rule in 25 states
| Materials | You are the consumer of materials (pipe, fittings, wire, cement, anything that loses its identity once installed). You pay sales tax when you buy them and do not charge the customer tax on them. |
|---|---|
| Fixtures (things attached to the building) |
|
| Installation labor | No sales tax |
| Homes versus businesses | Same rules for a home and a business |
| New buildings | Same rules as repair and remodel |
| Repairs | In a lump-sum repair you pay tax on the parts and charge the customer nothing. If you bill the parts separately from the labor, or you replace the whole fixture, you charge the customer tax on the parts or fixture. |
| When you quote one total price | You pay tax on materials at cost and report tax on fixtures at your cost. Listing materials, labor, and tax separately on the invoice does not turn a lump-sum contract into a time-and-material one. |
| When you bill time and materials | You are still the consumer of materials unless you bill sales tax on a marked-up materials charge, or the contract passes title to the materials before installation and states their price separately. Then you are the retailer and charge tax on the materials. |
| Seller's permit | Usually not needed if you only install materials under lump-sum contracts. Needed if you sell and install fixtures. |
| Tax rate | 7.25 percent statewide, plus district taxes of 0.10 to 2.00 percent in many cities and counties |
10Getting paid: lien and notice deadlines for a California plumber What is this?
If you are not paid in California, a lien on the property is your backstop, but only if your notice goes out on time: within 20 days of your first day of work on the job (first day on January 10 means notice by January 30). A late notice still counts, but only for work done in the 20 days before you served it and after.
- Day 0Your first day on the job
The clock starts here.
- Day 20Send your notice
Within 20 days of your first day of work on the job (first day on January 10 means notice by January 30). A late notice still counts, but only for work done in the 20 days before you served it and after.
- Day 90File your lien
If the owner hired you, record the lien within 90 days of the project being finished, or within 60 days after the owner records a notice of completion or cessation, whichever comes first (project finished March 1 with no notice recorded means lien by May 30). If a contractor hired you, the 60 days becomes 30 days.
Each day count is counted from the day the rule beside it names, which is not always the same day. Read the sentence under each one.
| Who has to send a notice |
|
|---|---|
| Send your notice by | Within 20 days of your first day of work on the job (first day on January 10 means notice by January 30). A late notice still counts, but only for work done in the 20 days before you served it and after. |
| File your lien by | If the owner hired you, record the lien within 90 days of the project being finished, or within 60 days after the owner records a notice of completion or cessation, whichever comes first (project finished March 1 with no notice recorded means lien by May 30). If a contractor hired you, the 60 days becomes 30 days. |
·4 official pages
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8200
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8204
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8412
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8414
11How do you renew a plumbing license in California? What is this?
The C-36 Plumbing Contractor renews every two years for an active license. An inactive license renews every four years. No training hours are required.
| License | Renewal | Training hours each year |
|---|---|---|
| C-36 Plumbing Contractor | Every two years for an active license. An inactive license renews every four years | — |
Renewal fees are in what the license costs. The official page for each license is linked under how you get it.
12What catches people out in California What is this?
The things people get wrong or do not expect about California, in a few sentences.
- California has one contractor license, not a journeyman, master, and business ladder. You need four years in the last ten at journey level, or as a foreman, supervising employee, contractor, or owner-builder. Then two exams, and the C-36 is issued to you or your company.
- The state does not set a liability insurance minimum for a sole owner or a corporation. Only an LLC must carry it, and then the floor is $1,000,000.
- Every licensee needs a $25,000 contractor bond before the license is issued. If someone other than a 10 percent owner qualifies the license, a second $25,000 bond is needed.
- A plumber with no employees can still file a workers' comp exemption, but that door closes on January 1, 2028, when every licensee must carry a policy.
- A C-36 plumber must show the business name, permanent business address, and license number on each side of every vehicle used in the business, in letters at least an inch and a half high. Most other trades only need the name and number, in smaller letters.
- Sales tax does not care whether the job is a home or a business. You pay tax on pipe and fittings when you buy them, and you charge tax on fixtures like water heaters and sinks that you sell and install.
·6 official pages
- cslb.ca.gov/contractors/applicants/contractors_license/exam_application/experience_for_exam.aspx
- cslb.ca.gov/about_us/llc.aspx
- cslb.ca.gov/contractors/maintain_license/bond_information/bond_requirements.aspx
- cslb.ca.gov/Resources/IndustryBulletins/2024/SB%201455%20changes.FINAL.pdf
- cslb.ca.gov/resources/guidesandpublications/advertisingguidelines.pdf
- cdtfa.ca.gov/formspubs/pub9.pdf
13Where these numbers come from
The labels under each table are explained on how to read a page.
- cslb.ca.gov/contractors/applicants/contractors_license/exam_application/experience_for_exam.aspx
- cslb.ca.gov/about_us/llc.aspx
- cslb.ca.gov/contractors/maintain_license/bond_information/bond_requirements.aspx
- cslb.ca.gov/Resources/IndustryBulletins/2024/SB%201455%20changes.FINAL.pdf
- cslb.ca.gov/resources/guidesandpublications/advertisingguidelines.pdf
- cdtfa.ca.gov/formspubs/pub9.pdf
- cslb.ca.gov/about_us/library/licensing_classifications/Licensing_Classifications_Detail.aspx?Class=C36
- cslb.ca.gov/contractors/applicants/contractors_license/exam_application/before_applying_for_license.aspx
- cslb.ca.gov/About_us/Examination_FAQ.aspx
- cslb.ca.gov/about_us/library/fees.aspx
- cslb.ca.gov/contractors/applicants/contractors_license/exam_application/Issuing_My_License.aspx
- cslb.ca.gov/contractors/maintain_license/renew_license/general_renewal_information.aspx
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7071.19
- cslb.ca.gov/Contractors/Maintain_License/Workers_Compensation.aspx
- california.public.law/codes/ca_bus_and_prof_code_section_7125
- dir.ca.gov/dwc/employer.htm
- dir.ca.gov/dwc/faqs.html
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7071.6
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7030.5
- law.cornell.edu/regulations/california/16-CCR-861
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7029.5
- cdtfa.ca.gov/industry/construction-contractors/industry-topics.htm
- cdtfa.ca.gov/lawguides/vol1/sutr/1521.html
- cdtfa.ca.gov/taxes-and-fees/sales-use-tax-rates.htm
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8200
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8204
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8412
- leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=8414